{"id":599,"date":"2016-02-03T00:43:17","date_gmt":"2016-02-03T05:43:17","guid":{"rendered":"http:\/\/activeseniorsdigest.ca\/wp_activeseniorsdigest\/?p=599"},"modified":"2016-02-03T00:43:17","modified_gmt":"2016-02-03T05:43:17","slug":"senior-scammed-for-thousands-online","status":"publish","type":"post","link":"https:\/\/activeseniorsdigest.ca\/wp_activeseniorsdigest\/?p=599","title":{"rendered":"Senior scammed for thousands online"},"content":{"rendered":"
\"millicent_fraud\"<\/a>
Millicent Todd says she was scammed for thousands of dollars online by a company that said it would make her money on the stock market.<\/figcaption><\/figure>\n

By Graeme McNaughton\/Active Senior’s Digest<\/p>\n

Millicent Todd was just looking to make a few extra dollars. Now, she owes the bank thousands of dollars on her credit card, and she says online scammers are to blame.<\/p>\n

Everything started this past July when Todd, who is retired and lives by herself in a senior\u2019s apartment in Oshawa, Ontario, was checking her email and saw a story that looked interesting.<\/p>\n

\u201cThere was one (story) there and it was really fascinating. There was a lady there, she was probably in her 30s, and she had two young children and her husband, and (the story) was showing off this brand new car they had bought and also now she was saying they were going to be buying a new house,\u201d Todd tells Active Senior’s Digest. \u201cAnd it was all because she doesn\u2019t have to go out to work now, she can look after the kids at home. But she\u2019s also got a job now where she\u2019s working on the Internet, and it\u2019s a good job and she\u2019s making loads of money.<\/p>\n

\u201cAnd I thought to myself, well why can\u2019t I do that?\u201d<\/p>\n

The site, based out of the Mediterranean country of Malta, appeared to be a platform to make money off the stock market.<\/p>\n

Todd says she was looking to make some extra money to help with a book she is currently working on, and that with a little training, she should be able to do just that with this site.<\/p>\n

\u201cI asked if they could train me, and they said \u2018Oh yes, we can help you,\u2019\u201d she says, adding that based on the number she called them at, she assumed they were based in Great Britain. \u201cSo I felt more comfortable. It turned out they weren\u2019t. They were lying to me.\u201d<\/p>\n

Todd says this was not the first time that the people on this site lied to her.<\/p>\n

When she was about to start her training with this online company, they said that they would need access to her credit card.<\/p>\n

\u201cI thought, uh oh, I\u2019ve never done that before. But it\u2019s the only way they could do it and follow you through on these trades,\u201d she says. \u201cThey said it was because they give you your money back through the card as well. It turned out that on the first (trade), that they did it. That\u2019s how it came across.\u201d<\/p>\n

So Todd felt more comfortable, and says she told the company she would authorize them to take $50 for that first trade, and would check back later to see how it did.<\/p>\n

However, when Todd went online to see how much money she had made, she instead found that money had been taken from credit card. And it was a lot more than just $50.<\/p>\n

According to Todd\u2019s bank statement, there were five charges on her credit card on July 14, ranging between $327.82 and $2,950.32. The next day, two more charges were put on the card. When all was said and done, the company had charged just under $13,800 on her credit card.<\/p>\n

\u201cI opened up my bank account, and I nearly died,\u201d Todd says. \u201cThey took it out as fast as they could.\u201d<\/p>\n

What you can do<\/strong><\/p>\n

Scams like these, sadly, are far too common. According to a report from the Federal, Provincial and Territorial Ministers Responsible for Seniors Forum, fraud is the number one crime against seniors in Canada. And with more of the world moving online, the crime is sure to follow.<\/p>\n

The report details the most common types of fraud seniors may face, including identity theft, bank and credit card fraud, door-to-door scams and, like what Todd faced, online scams.<\/p>\n

\u201cThere are many online scams and new ones appear all the time. Some appear to be asking for your help; some say there is a problem with your bank account or tax return,\u201d the report reads. \u201cScam e-mails are often easy to spot because of spelling and other mistakes, but some can look like they are coming from a person or organization you know. If you are not sure about an e-mail for example, if it asks you respond with personal or financial information or to go to another website and enter information there \u2013 call to check, and do not respond to the e-mail.\u201d<\/p>\n

The report also details several ways seniors can keep themselves safe from being potential victims of fraud, such as keeping personal documents in a secure place, never telling anyone your PIN number or passwords, don\u2019t click on pop-up windows or respond to emails from people you don\u2019t know, don\u2019t give out your credit card or banking information to someone you don\u2019t know, and to be suspicious if someone you don\u2019t know asks you to send them money.<\/p>\n","protected":false},"excerpt":{"rendered":"

By Graeme McNaughton\/Active Senior’s Digest Millicent Todd was just looking to make a few extra dollars. 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